Meet our Saddle Fitters
The Saddle Bank works with a reliable network of independent saddle fitters. Our fitters are highly trained and experienced in fitting saddles to horses and riders. They are dedicated to providing the best possible service and experience when it comes to fitting saddles.
Meet our fitters below and find out more about their experience and expertise.
Frances Ridley
Wiltshire, Hampshire & Dorset
Frances is a Qualified Saddle Fitter and SMS Qualified Saddler, offering saddle fitting, bridle making, re-flocking, and leather repairs. With a background in Equine Science and hands-on experience in a Veterinary Laboratory, her deep understanding of equine anatomy informs every fitting.
Having studied Horse Management at Moulton College and later trained in Equine Science, Frances has always had a passion for horses. She competed up to Riding Club level in various disciplines, gaining practical experience in both riding and horse care. While she no longer owns a horse due to her role as a mum to a one-year-old daughter, her love for horses and riding still shapes her work. After a corporate career, Frances retrained during lockdown to follow her passion, now combining her qualifications in saddle fitting and saddlery with her lifelong experience in the equine world.
Clients value her thoroughness, strong attention to detail, and educational approach – ensuring both horse and rider benefit fully. Whether you're a happy hacker or serious competitor, you’ll receive the same level of care and precision.
Frances takes pride in building lasting relationships with clients, focusing on comfort, fit, and long-term performance. She believes that clear communication and owner education are key to better outcomes for horses – and is always happy to answer questions and explain her process.
Frances is committed to continued professional development and plans to add bit fitting to her services soon.
Having studied Horse Management at Moulton College and later trained in Equine Science, Frances has always had a passion for horses. She competed up to Riding Club level in various disciplines, gaining practical experience in both riding and horse care. While she no longer owns a horse due to her role as a mum to a one-year-old daughter, her love for horses and riding still shapes her work. After a corporate career, Frances retrained during lockdown to follow her passion, now combining her qualifications in saddle fitting and saddlery with her lifelong experience in the equine world.
Clients value her thoroughness, strong attention to detail, and educational approach – ensuring both horse and rider benefit fully. Whether you're a happy hacker or serious competitor, you’ll receive the same level of care and precision.
Frances takes pride in building lasting relationships with clients, focusing on comfort, fit, and long-term performance. She believes that clear communication and owner education are key to better outcomes for horses – and is always happy to answer questions and explain her process.
Frances is committed to continued professional development and plans to add bit fitting to her services soon.
Kay Houghton
Buckinghamshire, Cambridgeshire, Suffolk, Norfolk, West Midlands, Warwickshire, Worcestershire, Gloucestershire, Oxfordshire, Bedfordshire, Northamptonshire
Kay Houghton is a highly experienced and certified saddle fitter with 18 years of industry expertise, working with high-level competition horses across the UK and internationally. A Cumbria School of Saddlery graduate, she specializes in leather and bridle work and holds a certification in Saddle Repair & Reflocking. Kay continually enhances her expertise through regular brand-specific training, staying up to date with the latest innovations in saddle fitting.
Operating under the business name Saddle Wizards, Kay specializes in the purchase, sale, and fitting of high-quality second-hand saddles, ensuring that both horse and rider achieve the perfect fit for optimal comfort and performance. She has extensive experience working with some of the world’s leading saddle brands, bringing a wealth of knowledge to her clients.
Kay covers a wide area, including Buckinghamshire, Cambridgeshire, Suffolk, Norfolk, the West Midlands, Warwickshire, Worcestershire, Gloucestershire, and Oxfordshire. Whether assisting riders with saddle fitting or offering a carefully curated selection of pre-owned saddles, her dedication to quality and service makes her a trusted name in the equestrian community.
And if you ever need a reindeer handler, Kay has experience in that too!
Operating under the business name Saddle Wizards, Kay specializes in the purchase, sale, and fitting of high-quality second-hand saddles, ensuring that both horse and rider achieve the perfect fit for optimal comfort and performance. She has extensive experience working with some of the world’s leading saddle brands, bringing a wealth of knowledge to her clients.
Kay covers a wide area, including Buckinghamshire, Cambridgeshire, Suffolk, Norfolk, the West Midlands, Warwickshire, Worcestershire, Gloucestershire, and Oxfordshire. Whether assisting riders with saddle fitting or offering a carefully curated selection of pre-owned saddles, her dedication to quality and service makes her a trusted name in the equestrian community.
And if you ever need a reindeer handler, Kay has experience in that too!
